Insurance We Accept
Modern Dental works with most major dental plans. We accept Humana, Delta Dental, Cigna, Aetna, BlueCross BlueShield, MetLife, Guardian, United Concordia, UnitedHealthcare and Principal. We are in-network with DentaQuest and with participating Medicare Advantage plans, including Clover Health.
We check your benefits before we schedule you, so you know your estimated out-of-pocket costs before treatment.
What Treatment Costs Without Insurance
Your first visit is $119 exam, x-rays and a cleaning.
Fillings, crowns and root canals are quoted after the exam, because the price depends on what the tooth needs. You get a written estimate before any treatment starts.
Dental Payment Plans
Modern Dental offers monthly payment plans through CareCredit and Cherry. Simply ask our front office representative to apply or apply right from your mobile device. Patients usually receive an answer the same day.
Single tooth implant
Implant Support dentures
Fixed full arch implants
Porcelain veneers
In-office whitening
Common Questions About Cost
What's included in the implant price?
Everything you need, from planning to final tooth. Your quote covers the 3D scan, the custom surgical guide printed from the scan, the implant itself, and the crown that goes on top. The guide fits over your teeth during surgery and marks the exact position, angle, and depth, so your implant ends up precisely where we planned it.
Can I pay monthly without insurance?
Yes. Modern Dental offers monthly payment plans through CareCredit and Cherry. You can apply at the front desk or from your phone, and most patients get a decision the same day. Approval and terms are set by the lender, not by our office. Your first visit is $119 for an exam, x‑rays and a cleaning, so you can start smaller if you prefer.
What if my annual maximum runs out?
Most plans reset every January, so once you reach your limit the rest is out of pocket. We tell you where you stand before treatment starts, not after. If you are close to your cap, we can often split treatment across two calendar years so a second annual benefit covers part of it. If waiting is not an option, CareCredit and Cherry cover the balance.
Does insurance cover dental implants?
Often, yes, but the amount varies. Most PPO plans cover a share of the cost once your deductible is met, while Medicare Advantage and DentaQuest plans typically apply a fixed copay. Every plan caps what it pays each year, and anything beyond that cap is out of pocket. We verify your benefits before you book, so you'll know your exact number in advance.